Auto Insurance

What’s in your garage? You might be practical when you choose cars — a versatile hatchback or minivan is just the thing.  Perhaps you prefer the rugged image of an SUV, or like to reward yourself with a convertible or luxury sedan. Maybe you're a car collector and also have a classic muscle car or vintage sports car for weekend cruising. Whatever you drive, you know you need insurance for your car and assets. Redel Insurance has coverage options that enable you to get the right auto insurance policy.

 

Auto Insurance in Missouri, Illinois and Arkansas 

Auto insurance helps to reduce or cover property damage costs, costs resulting from an accident, medical expenses from injuries, roadside assistance and much more. An agent can help you choose a combination of coverages that fulfill state requirements and meet your needs. Your insurance company will pay out losses as outlined in your policy, generally these will include property, liability and medical coverage.

  

Other Coverages Available

Insurance carriers offer a variety of coverages you can choose to personalize your auto policy. From liability coverage to roadside assistance, our agents are here to help create an auto policy that works for you and your family. A standard auto policy will include coverages such as liability, comprehensive, collision and medical. Other optional coverages include roadside assistance, rental reimbursement and accident forgiveness. For more information related to auto policy coverages, click here. 

 

Auto Insurance Cost

Insurance carriers will rate several specific factors on different scales to determine price. The most common factors in determining the cost of an auto policy premium include age, driving history, years of driving experience and location. Further, companies will also weigh driving habits, coverage levels and additional selections when calculating the premium. 

 

Don't forget the discounts! Our agents are ready to discuss multi-policy, multi-car, home and auto, good student and accident-free discounts that are available with our auto policies. Redel Insurance Agency services the Ellisville, Ballwin, Chesterfield and surrounding areas in Missouri and Illinois, as well as the Marion and Baxter Counties in Arkansas. Call us today at 636-394-7676 or fill out an online quote below.

Frequently Asked Questions

What is the difference between collision and comprehensive coverage?
Collision coverage protects you if your vehicle collides with another car or object. Comprehensive provides coverage for almost everything else, including theft.
What is an insurance deductible? 
This is the amount of money you pay after filing a claim and before the insurance carrier pays for the remaining amount. 
Does my auto policy cover a rental car? 
Yes, your auto policy will cover a rental car so there is no need to purchase insurance from the rental car company. The only thing your policy will not cover is loss of revenue by the rental company if the rental car is out of commission for a number of days due to a loss.  
I don't have any accidents or violations on my record, so why did the cost increase at my renewal?
Insurance companies use statistical driving data to support their rates. Depending on the number of claims in your area, of other people your age or based on your type of car, along with the rising cost of labor and materials, this could all cause the rates to increase or decrease.