Auto Policy Coverage Information

Uninsured & Underinsured Motorist Coverage Provides additional coverage if you're involved in an accident with a motorist without sufficient coverages.

Roadside Assistance Depending on the package, this includes towing, fuel delivery, lockout, jump starts, flat tires, membership discounts, trip interruption coverage, emergency messages and more.

Rental Reimbursement

Accident Forgiveness Your rates won't increase if you're involved in an accident, even if the accident is your fault.

Minor Violation Forgiveness If you receive a minor traffic citation, you’ll have the assurance that your rates won’t increase, just because of that violation.

Diminishing Deductible You'll earn $100 off your deductible for each year of safe driving, up to $500 and your deductible could vanish completely.

Vehicle Level Coverages

 

Liability Coverage
Covers costs associated with another person's injuries or expenses arising from damage caused by you to another driver's vehicle or property.
 
Comprehensive Coverage
Also called "Other Than Collision" which includes theft, vandalism, hail, fire, hitting a deer or damage from falling or flying objects.
 
Collision Coverage
Coverage for your car when damage is caused as a result of an accident with another vehicle or object.
 
Medical Payments
Provides coverage for medical costs if you or any family members are involved in an accident while in your car or as a pedestrian.