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Watercraft & Boat Insurance

Watercraft & Boat Insurance Information

Even if you're not required to have boat insurance, it's important to protect your boat and your crew from harm. You can get that dependable coverage from Redel Insurance along with the support of a knowledgeable agent who can help you navigate your policy. Experience the peace of mind that comes knowing your watercraft is covered, bow to stern.

Watercraft and Boat Insurance in Missouri, Illinois and Arkansas

With a watercraft or boat owners policy you can relax and enjoy your time away knowing that you are properly insured. We offer many coverage options to keep you, your boat, and its passengers safe, including liability, personal effects, replacement cost and towing coverage. Our agents specialize in insurance for the following marine vehicles:


Performance Boats

Sail Boats

Bass Boats

Jet Skis

Wave Runners

Other Coverage Details

Accidents happen - even on the water. With the help of a Redel Insurance agent you can safely pilot your way to a policy that meets your needs. Everything from liability or medical coverage to collision and theft, we are here to keep you covered.

Don't forget the discounts! Our agents are ready to discuss multi-policy, multi-watercraft and accident-free discounts that are available with our watercraft and boat owners policies. Redel Insurance Agency services the Ellisville, Ballwin, Chesterfield and surrounding areas in Missouri and Illinois, as well as the Marion and Baxter Counties in Arkansas. Call us today at 636-394-7676 or fill out the online quote below.

Frequently Asked Questions

How much boat insurance do I need?
This depends on a number of factors, including the boat's value, motor size, age and how you use it. If you're purchasing the motor and trailer, these values will be added to the boat as well. 
Does boat insurance cover passengers? 
Boat policies will cover passengers as well as the owner in an accident. They are covered under the liability portion of the policy. 
Do I need to insure my boat while it's in storage or in the off-season?
Yes, your boat should be protected all year round. Fire, theft, weather and natural disasters can damage your boat anytime, anywhere. Without the right coverage, your boat remains exposed to these threats all year long. 
Is the trailer I use to tow my boat covered?
As long as the trailer is listed on the boat policy then it is. Similar to insuring the motor, if you include the value of all three (boat, motor and trailer) then they will be protected in the event of a covered loss. 

Watercraft & Boat Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Watercraft & Boat Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.